1. Website Ownership and Agreement to Terms

These Terms and Conditions apply to all websites operated by PUNA Photographic & Technology LLC ("Company", "we", "us", or "our"), including but not limited to jordanmurph.com, tech.jordanmurph.com, photo.jordanmurph.com, puna.digital, and kumukahi.ai. By accessing or using any of these websites, you acknowledge that you have read, understood, and agreed to be bound by these Terms and Conditions, along with our Privacy Policy. If you do not agree, please discontinue use of these sites.

2. Eligibility

To use our websites and/or receive our services, you must be at least 18 years old or the legal age of majority in your jurisdiction. If using the websites on behalf of an entity, you confirm you have the authority to bind that entity to these terms.

3. Services and Pricing

We offer creative, technology, and marketing solutions through our websites. Prices for our services are listed on the respective sites and are subject to change at any time. We reserve the right to correct any pricing errors. Subscription-based services will be billed according to the terms agreed upon at the time of purchase.

4. Modifications and Service Changes

We may modify, suspend, or discontinue any part of our services at any time without prior notice. We are not liable for any loss resulting from changes to our websites or services.

5. User-Uploaded Content

If you upload any content (e.g., text, images, videos) to any of our sites, you confirm that you have the necessary rights to do so. We are not responsible for any user-uploaded content and reserve the right to remove any content violating our policies.

6. Intellectual Property Rights

All content on our websites, including logos, text, images, and software, is owned by or licensed to PUNA Photographic & Technology LLC and is protected under intellectual property laws. You may not use, reproduce, or distribute our content without express permission.

7. Data Collection and Privacy

Your use of our websites and services is also governed by our Privacy Policy, which details how we collect, use, and protect your data.

8. Communications and Consent

By providing your contact information, you consent to receive emails, phone calls, and text messages from us. Message frequency may vary. You can opt out at any time by replying "STOP" to text messages or following unsubscribe instructions in emails.

9. Limitation of Liability

To the maximum extent permitted by law, we disclaim any liability for damages arising from your use of our websites or services. We are not responsible for indirect, incidental, or consequential damages.

10. Indemnification

You agree to indemnify and hold PUNA Photographic & Technology LLC harmless from any claims, damages, or losses arising from your use of our websites or violation of these Terms.

11. Dispute Resolution

All disputes will be governed by the laws of California, USA, and resolved through binding arbitration in Oakland, CA, in accordance with the American Arbitration Association’s rules.

12. Changes to These Terms

We reserve the right to update these Terms and will notify users of significant changes. Continued use of the websites signifies acceptance of the updated Terms.

13. Contact Us

For questions about these Terms, contact us at studio@jordanmurph.